In our 60 plus years of representing injured cyclists in both New York and New Jersey, by far the most common bicycle crash we see is what is commonly referred to as a “dooring” crash. Dooring crashes occur when a cyclist is suddenly and unexpectedly confronted with either the driver or a passenger of… Read more »
Articles
WHAT IS UNDERINSURED AND UNINSURED MOTORIST COVERAGE?
Inadequate insurance coverage is one of the biggest issues we face when representing a cyclist injured in a bicycle crash at Lucarelli & Castaldi, LLP. In the State of New York, the current minimum automobile insurance limits for negligence resulting in bodily injury is $25,000. This number is even lower in the State of New… Read more »
WHAT ARE MVAIC AND PLIGA?
The Motor Vehicle Accident Indemnity Corporation (MVAIC) is an agency of the State of New York that was formed to provide benefits to injured persons when there is absolutely no other coverage available. MVAIC provides No-Fault benefits to cyclists injured in a bicycle crash with a motor vehicle when: The motor vehicle has no available… Read more »
WHAT SHOULD YOU DO AFTER A BICYCLE CRASH?
The time immediately following a bicycle crash can be chaotic and confusing. Sometimes, when looking back on the events of a bicycle crash, we often think of all the things we should have done at the scene. Certainly, the circumstances of every bicycle crash are different, but there are a few important things to remember… Read more »
WHO PAYS YOUR MEDICAL BILLS IF YOU ARE IN A BICYCLE CRASH WITH A MOTOR VEHICLE?
Bicyclists who are involved in a crash with a motor vehicle in New York State have their medical bills paid through No-Fault Insurance, sometimes called “Personal Injury Protection” coverage. In New York State, no No-Fault insurance benefits are paid by the insurance company of the vehicle that was in contact with the cyclist. Every automobile… Read more »
SHOULD YOU SPEAK WITH AN INSURANCE COMPANY AFTER A BICYCLE CRASH?
Most insurance companies have strict reporting requirements and deadlines for filing claims and applying for benefits such as No-fault coverage and Underinsured and Uninsured Motorist coverage, property damage, lost wage benefits, and whatever other damage may occur in an accident. It is extremely important to complete these reports on time. However, be aware that insurance… Read more »