Most insurance companies have strict reporting requirements and deadlines for filing claims and applying for benefits such as No-fault coverage and Underinsured and Uninsured Motorist coverage, property damage, lost wage benefits, and whatever other damage may occur in an accident.
It is extremely important to complete these reports on time. However, be aware that insurance adjusters and investigators are trained to secure information that can later be used against a bicycle crash victim in any subsequent claim or litigation. While it is important to give an insurance company the information they need to properly investigate a claim, it is equally important that you don’t volunteer any information that may be used against you later on.
A bicycle crash victim should retain a bicycle accident lawyer or a personal injury lawyer and allow that lawyer to respond to all inquiries by the insurance carrier. An experienced personal injury lawyer will know how to handle insurance companies and advocate for their client’s rights. Process servers in law may also be hired to serve legal documents to all parties involved in the injury claim process.