Bicyclists who are involved in a crash with a motor vehicle in New York State have their medical bills paid through No-Fault Insurance, sometimes called “Personal Injury Protection” coverage.
In New York State, no No-Fault insurance benefits are paid by the insurance company of the vehicle that was in contact with the cyclist. Every automobile insurance policy must provide minimum No-Fault insurance coverage limits of $50,000. Covered benefits include all accident-related medical expenses, lost wages up to $2,000 per month, and other reasonable and necessary expenses. These benefits are paid regardless of who is at fault for causing the bicycle crash. Learn more about a car accident today.
Automobile insurance in New Jersey also includes no-fault benefits. Compared to New York, New Jersey has higher minimum coverage limits, the paying company is usually the automobile carrier of the injured cyclist, and the policy holder can opt out of No-Fault coverage if they have medical insurance which will then cover injuries sustained in a motor vehicle crash, among other distinctions. People can click for more legal assistance, here and also for legal help! An experienced personal injury lawyer or auto accident attorney knows how to handle negotiations with insurance companies to help you win the most compensation possible. For those that are not currently dealing with a case of this type, it would be wise to do your research ahead of time and find auto accident attorneys that you can trust to help you should you need it. As you can imagine, your injuries as a result of an accident could complicate your search for an attorney considerably.
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